Stealths Card

Stealths Multi-Network Prepaid Cards Review: Fees, Rewards & Availability

Basic Information

Stealths is not a single card issuer but an online crypto marketplace that enables privacy-focused cryptocurrency holders to purchase prepaid payment cards without KYC requirements. The platform serves as an intermediary between anonymous crypto users and the traditional financial system.

The service operates through a straightforward process: customers select a card product, make a cryptocurrency payment, and receive a virtual card code that can be used for online purchases. Most cards are delivered automatically within minutes after payment confirmation. Note that while Stealths itself does not require account creation, some underlying card providers (Rewarble, Virtual Reward Center, Prepaid Digital Solutions) may require creating an account and providing email, phone, or address information to activate and manage the card.

Rewards and Benefits

Stealths does not offer traditional card rewards or benefits like cashback programs or crypto rewards. The platform's primary benefit is privacy and anonymity rather than financial incentives.

Key benefits include:

• No Identity Verification: No KYC or personal information required to purchase cards from Stealths
• Privacy Protection: The platform doesn't collect identifiable information, doesn't use tracking cookies, and provides support via privacy-focused messaging platforms
• Affiliate Program: 20% revenue share for referrals
• Fast Delivery: Automated delivery of most cards within minutes of payment confirmation

Unlike crypto-native cards, Stealths does not incorporate features like staking requirements, token-based rewards, or tiered benefit structures based on holdings.

Fees and Limits

Stealths fees are structured around a markup on card face value plus various issuer-specific fees that vary by card type.

Transaction and Currency Conversion Fees

Spending and Card Limits

Additional Limits:

• No ATM withdrawals supported on any card type
• Single-Use VCC must be used on the same day (maximum of 3 transactions)
• US gift cards limited to two redemptions per device per day

Card Tiers and Options

Stealths offers multiple prepaid card options across several networks with different features, limits, and capabilities. All cards are virtual/digital with no physical options available. As of late 2025, the actively available card lineup has been reduced, with several products marked as unavailable.

Current Active Lineup: As of late 2025, the main store page lists only four actively available card products:

• Rewarble Mastercard Voucher (global, automated delivery)
• Reward Center VISA (US-only, automated delivery, 3DS)
• VISA Gift Card (US-only, no 3DS)
• Single-Use VCC (High Limit, manual delivery, international)

All Visa and Mastercard "Global Prepaid" products, PDS Mastercard, and American Express gift cards are either marked as unavailable or no longer listed in the main store.

Card Features Comparison

All Stealths cards share these common characteristics:

• Virtual/digital format only (no physical cards)
• Purchased with cryptocurrency
• No KYC or identity verification required at Stealths level (though some card providers may require limited data at activation)
• USD-denominated value

Security and Authentication

Note on 3D Secure: Cards with 3D Secure support (Mastercard Global Prepaid, Rewarble, Reward Center VISA, Single-Use VCC) generally have higher merchant acceptance rates, particularly for European merchants that require 3DS authentication.

Top-Up Methods

To add funds, users purchase prepaid virtual cards by sending supported cryptocurrencies—such as BTC, BCH, ETH, BNB, LTC, TRX, USDT, or Monero—from an external wallet to Stealths via the web platform. The selected cryptocurrency is automatically converted to USD using the OxaPay payment gateway, with cards preloaded at the chosen value. This process requires users to transfer funds into the provider’s custody, after which a non-reloadable virtual card (except for the reloadable Rewarble/Anonimy Max option) is issued within approximately 3–5 minutes following blockchain confirmation. There is a ~7% markup on card face value and, for certain card types, additional reload or inactivity fees, with funds becoming immediately available once card details are delivered. All top-ups must be made through the website; cards must be pre-funded before spending—there is no on-demand or direct-from-wallet funding, and minimum/maximum load amounts vary by card type (e.g., $5–$1,000 for Visa International, up to $30,000 for Single-Use VCC).

Self-Custody Custodial

When purchasing Stealths prepaid cards, users must transfer cryptocurrency to the Stealths platform, where the funds are converted to USD and used to preload a prepaid card. This means the platform and its payment partners temporarily take custody of your funds during the conversion and card issuance process, rather than allowing you to spend directly from your own crypto wallet. You have no further control or access to your crypto once it's converted, and if Stealths or its card provider partners ceased operations before the card is delivered, you could lose access to your funds. While you retain privacy due to the lack of KYC, the arrangement does not provide true self-custody, and the issued card operates as a standard USD prepaid product managed by issuing banks. The ease of use and strong privacy may appeal to some, but you give up independent crypto control for the convenience of quick, anonymous card issuance.

Supported Currencies and Conversion

Supported Cryptocurrencies

As of late 2025, Stealths accepts the following cryptocurrencies (Bitcoin was removed in July 2025):

• Bitcoin Cash (BCH)
• Ethereum (ETH)
• BNB
• Litecoin (LTC)
• Tron (TRX)
• USDT
• Monero (XMR)

Note: Bitcoin (BTC) is no longer accepted as a payment method. Users requiring Bitcoin payments have been directed toward Bitcoin Cash or Monero alternatives.

Supported Fiat Currencies

All cards are denominated in USD only. When used internationally, currency conversion happens at the point of sale with applicable fees depending on the card type.

Conversion Process

• Crypto-to-fiat conversion handled by OxaPay payment gateway
• All cards are preloaded with USD value
• Foreign transactions incur conversion fees on certain card types
• No specific exchange rate sources or pricing details provided

Geographic Availability

Stealths is available globally with specific restrictions. The platform's actively available card products offer varying levels of international acceptance, with Rewarble vouchers and the Single-Use VCC providing the broadest global reach among currently available options.

Global Availability

The Rewarble Mastercard Voucher and Single-Use VCC (High Limit) support international use in most countries worldwide, subject to issuer country rules and the prohibited jurisdictions listed below.

Regional Restrictions

The following cards are US-only:

• Reward Center VISA
• VISA Gift Card

Prohibited Jurisdictions

Cards cannot be used in sanctioned jurisdictions including:

• Afghanistan
• Belarus
• Cuba
• Iran
• Iraq
• North Korea
• Russia
• Syria
• Venezuela
• Plus additional sanctioned countries (full list includes more than 25 jurisdictions)

Note: The Single-Use VCC explicitly prohibits payments in sanctioned countries, crypto-related transactions, deposits to external payment systems (brokers, forex), gambling/betting sites, and dating sites. Violating these restrictions can result in automatic blocking with no refund.

Compliance and Security

While Stealths itself operates on a no-KYC model, the underlying card issuers are regulated US financial institutions subject to normal banking regulations.

Regulatory Framework

• Cards issued by FDIC-insured US banks operating under US financial regulations
• Funds held at regulated institutions covered up to standard FDIC limits ($250,000)
• Use prohibited for illegal activities, sanctions evasion, or national security-related payments
• Anti-Money Laundering Policy: Stealths' Terms of Service explicitly forbid the use of illegal funds, including mixer-sourced funds. Such payments may be rejected with no refund until resolved by the payment provider.

Privacy Features

• No personal data collected by Stealths for card purchase
• No tracking cookies or user accounts required at Stealths level
• Order tracking via unique order number only
• Support provided via privacy-focused messaging platforms
• Important Note: While Stealths avoids KYC, some underlying card providers (Rewarble, Virtual Reward Center, Prepaid Digital Solutions) may require creating an account and providing email, phone, or address information to activate and manage the card. In some countries, these providers may trigger additional KYC requirements at the issuer level.

Security Measures

• Standard SSL/TLS web encryption
• Anonymous payment via cryptocurrency
• Minimal data collection policy at Stealths level

Technical Details

Card Technology

• All cards are virtual with standard card number, expiration date, and CVV
• 3D Secure authentication supported on: Mastercard Global Prepaid (when available), Rewarble, Reward Center VISA, and Single-Use VCC
• Mobile wallet integration varies by card type

Delivery Process

• Automated delivery (~3-5 minutes) for most card types after blockchain confirmation
• Manual delivery (up to 24 hours) for high-limit Single-Use VCC
• Order confirmation via unique order number
• No account creation required at Stealths level (though card activation may require account creation with the provider)

Technical Limitations

• No physical cards available
• Limited ability to add some cards to mobile wallets (especially Apple Pay)
• Some cards lack 3D Secure, increasing declined transaction rates
• Non-reloadable nature of most cards
• Many previously available card products currently unavailable

User Experience

Stealths operates as a web-based marketplace without a dedicated mobile app. The user journey is streamlined:

1. Select desired card product
2. Make cryptocurrency payment
3. Receive virtual card details via digital delivery
4. Activate card with provider (may require creating account and providing limited information)
5. Use card for online purchases

Support and Communication

• Customer support available via Telegram and Session messaging
• No phone support or traditional customer service channels
• Troubleshooting primarily through messaging platforms

User Feedback

• Positive: Fast delivery for automated orders (2-3 minutes); hassle-free spending when cards work; privacy protection; improved reliability after provider changes; successful refunds in some cases
• Negative: Slow manual orders during provider outages; relatively high cost (~7% markup); Apple Pay integration issues; occasional redemption/3DS issues; US-only cards may fail when IP/location signals are inconsistent

Common Challenges

• Transaction declines due to lack of 3D Secure on some cards
• Short validity periods requiring timely use of funds
• Limited reload options (only Rewarble/Anonimy Max is reloadable)
• Many card products currently unavailable
• Recommendation: Users are advised to test with small amounts first before making large purchases

Best Suited For

Stealths is best suited for privacy-focused individuals who need to convert cryptocurrency to spendable funds without identity verification, particularly those comfortable with the platform's current limitations and reduced product availability.

• Privacy-focused individuals who prioritize anonymity over cost efficiency
• Cryptocurrency holders who need to convert digital assets to spendable funds without KYC at the purchase level
• Monero users who have limited options for spending their privacy coins
• One-time purchasers who need temporary online spending capability without extensive identity verification
• High-value transaction users who need to make large online purchases anonymously (via Single-Use VCC)
• Users comfortable with limited product availability who can work within the constraints of the currently active card lineup

Pros and Cons

Pros

• Complete anonymity at purchase level with no KYC required by Stealths
• Fast delivery of most card products (minutes after payment)
• Accepts privacy-focused cryptocurrencies like Monero
• Support for high-value transactions up to $30,000 via Single-Use VCC
• Privacy-focused support channels (Telegram, Session)

Cons

• Relatively high cost with ~7% effective markup on card values
• Most cards are non-reloadable with limited validity periods
• No physical card options available
• Limited customer support options
• Many card products currently unavailable (Visa/Mastercard Global Prepaid, PDS Mastercard, Amex gift cards)
• Some cards lack 3D Secure, reducing merchant acceptance
• Card activation may require providing limited information to third-party providers
• Practical global spending currently limited to Rewarble vouchers and Single-Use VCC

Conclusion

Stealths offers a unique service in the cryptocurrency space by providing a bridge between anonymous crypto holdings and the traditional payment system without requiring identity verification at the purchase level. While not a card issuer itself, it serves as a marketplace connecting privacy-focused users with prepaid card products.

The service's primary strength lies in its no-KYC approach at the Stealths level and support for privacy coins like Monero, making it valuable for users who prioritize anonymity above all else. The automated delivery system for most card products ensures quick access to spendable funds after crypto payment.

However, this privacy comes at a cost - both financially through the markup on card values and functionally through limitations like non-reloadable cards, short validity periods, limited support options, and significantly reduced product availability as of late 2025. The actively available card lineup now consists primarily of Rewarble vouchers, US-only Visa products, and the high-limit Single-Use VCC, with previously available Visa/Mastercard Global Prepaid products and Amex gift cards currently unavailable.

Users should also be aware that while Stealths itself avoids KYC, some underlying card providers may require creating accounts and providing email, phone, or address information to activate cards, and in some countries may trigger additional KYC requirements.

For users seeking privacy above all else and comfortable with the current limitations and reduced product selection, Stealths provides a functional solution. However, those looking for a primary payment method with rewards, competitive fees, ongoing utility, and consistent product availability may find traditional crypto cards more suitable despite their KYC requirements. Prospective users are advised to test with small amounts first before committing to larger purchases.

Additional Information

Technical Compatibility

Potential Risks

• Regulatory Uncertainty: The no-KYC model operates in a gray area that could be affected by changing anti-money-laundering regulations
• Service Disruption: Reliance on third-party issuers means Stealths has limited control if providers change policies; many card products have become unavailable as of late 2025
• Balance Loss: Short validity periods and non-reloadable nature of most cards mean any leftover balance becomes unusable after expiration
• Merchant Acceptance Issues: Limited 3D Secure support on some cards and prepaid card status can result in declined transactions at certain merchants
• Support Limitations: Manual orders require troubleshooting through messaging platforms, which may be slower than traditional customer service
• Provider-Level Data Requirements: While Stealths avoids KYC, card activation with third-party providers (Rewarble, Virtual Reward Center, Prepaid Digital Solutions) may require providing email, phone, or address information, and in some countries may trigger additional KYC requirements
• Usage Restrictions: Single-Use VCC prohibits use for crypto-related transactions, gambling, dating sites, and payments to sanctioned countries; violations can result in blocking with no refund
• Product Availability: Significant reduction in available card products limits options for users seeking specific features or global acceptance