About Best Cashback Cards
About Best Cashback Cards
Cards offering the highest cashback percentages and reward potential for spenders.
Best cashback cards offer the highest reward rates on the market, allowing you to earn significant crypto rewards on your everyday spending.
Compare our top cashback cards to find one that maximizes your earnings while aligning with your staking preferences and spending habits.
Best Cashback Cards offer several unique advantages compared to traditional payment cards:
High Reward Rates
Earn industry-leading cashback percentages on your purchases, often significantly higher than traditional credit cards.
Crypto Rewards
Receive rewards directly in cryptocurrency, potentially benefiting from appreciation over time unlike traditional cashback.
Compound Growth Potential
The ability to stake or invest your crypto rewards for additional yield, creating a compounding effect on your earnings.
Loyalty Tiers
Progressive reward structures that increase your cashback rates as you use the card more or stake additional crypto.
When selecting a card from this category, consider which of these benefits align best with your goals and priorities.
How Cards Are Ranked
Cards in this category are ranked based on estimated monthly value using these assumptions:
The ranking considers calculated cashback minus fees based on the typical user profile above. It prioritizes high effective cashback rates and reward potential, factoring in category-specific features and tier balancing.
Top Best Cashback Cards
KAST
Solana Illuma- LED logo that lights up on touch
- Premium concierge services
- Instant virtual card issuance
- High spending limits with no daily cap
- Internal transfers free up to $10,000/day
- ~2× higher staking boost than K Card
Gnosis
Tier 3- No transaction, FX, gas, or off-ramping fees
- Includes IBAN bank account for European users
- Zero conversion fees when spending crypto worldwide
- Weekly GNO rewards delivered automatically to Safe wallet
- Physical card with optional ENS name personalization
Argent
Metal- 10% cashback in STRK during first 30 days (on up to $1,500 spent)
- 3% cashback thereafter (on up to $5,000 spent each month)
- Maximum $150 monthly rewards in STRK
- Free Layerswap bridging fees (up to $100/month)
- 30% discount on Ramp Network crypto on-ramp fees (except UK)
- Partner discounts (up to 25% off Nansen, 20% off Koinly, 15% off Airalo, 70%+ off NordVPN)
- Non-transferable NFT for early cardholders
- Free ATM withdrawals up to $800/month
- Available in gold or platinum finish
Ether.Fi
Core- Seasonal rewards
- Priority support
- Up to 65% off luxury hotels
- Referral rewards: 1% cashback on referral purchases + 10% points on their deposits
- Airport Companion lounge access
- Concierge service
- Family Member Cards with controls
Gemini
Standard- Up to 4% back on gas/EV charging
- 3% on dining
- 2% on groceries
- $200 welcome bonus in crypto after spending $3,000 in first 90 days
- No staking requirements
Comparing Best Cashback Cards
When comparing cashback-maximizing crypto cards, analyze the true net rewards after factoring in all requirements, caps, and fees rather than looking at the headline cashback percentage alone.
Key Features to Compare
- Base and maximum cashback percentages
- Requirements to achieve different cashback tiers
- Monthly or annual caps on cashback earnings
- Token lockup or staking periods required
- Additional bonuses for specific spending categories
Comparison Tips
- Calculate your expected annual spend to determine if higher-tier cards are worth the requirements
- Check if there are spending minimums or timeframes to maintain reward rates
- Verify if cashback is paid in volatile tokens that could lose value
- Look for hidden terms that might reduce effective cashback rates
The best cashback card isn't always the one with the highest advertised percentage—it's the one that maximizes your net earnings based on your specific spending habits and comfort with staking requirements.
Frequently Asked Questions about Best Cashback Cards
What's the highest cashback percentage available on crypto cards?
Do cashback rewards come with spending caps?
Is cashback paid in cryptocurrency or fiat currency?
How quickly do cashback rewards become available?
Can the cashback percentages change after I get the card?
Comparison Table
Compare cards with the best reward rates
| Card | Cashback | Cashback Currency Token in which rewards are paid | Monthly Cap Maximum monthly cashback | Staking Required | Staking Amount Amount required to stake | Monthly Fee | Details |
|---|---|---|---|---|---|---|---|
| KAST Solana Illuma | 6% | N/A | N/A | None | N/A | Free | View Details |
| KAST X Card | 6% | N/A | N/A | None | N/A | Free | View Details |
| Gnosis Tier 3 | 3% | N/A | N/A | 10 GNO (≈$1,134) | N/A | Free | View Details |
| KAST K Card | 3% | N/A | N/A | None | N/A | Free | View Details |
| Argent Metal | 3% | N/A | N/A | None | N/A | Free | View Details |
| Ether.Fi Core | 2% | N/A | N/A | None | N/A | Free | View Details |
| Gnosis Tier 2 | 2% | N/A | N/A | 1 GNO (≈$113) | N/A | Free | View Details |
| Gemini Standard | 4% | N/A | N/A | None | N/A | Free | View Details |
| 1inch Standard | 2% | N/A | N/A | None | N/A | Free | View Details |
| Bybit VIP 0 (Standard) | 2% | N/A | N/A | None | N/A | Free | View Details |
| Ledger Standard | 2% | N/A | N/A | None | N/A | Free | View Details |
| Nexo Platinum Tier | 2% | N/A | N/A | 10 % of portfolio in NEXO (≈$1,000) | N/A | Free | View Details |
| KAST 8 Card/Solana Gold | 10% | N/A | N/A | None | N/A | Free | View Details |