No-KYC Cards

Cards that don't require extensive Know Your Customer verification, offering greater privacy and accessibility.

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Last updated: June 14, 2025 5 cards

How Cards Are Ranked

Cards in this category are ranked based on estimated monthly value using these assumptions:

Monthly Spend
$1,500
Staking Budget
$200
Fx Spend Percentage
0%
Atm Withdrawal Percentage
0%

The ranking considers calculated cashback minus fees based on the typical user profile above. It includes only cards identified as requiring no or minimal KYC, factoring in category-specific features and tier balancing.

Top No-KYC Cards

SolCard logo

SolCard

Mastercard SolCard
Visa / Mastercard
-76$ monthly cost
76$ fees | 0$ rewards
Cashback None
Staking Req. None
  • Crypto-funded prepaid card
  • Works on Visa/Mastercard networks globally
  • No KYC required for standard usage (up to $10,000/month)
  • Instant card issuance with Apple Pay/Google Pay integration
  • Revenue sharing for SOLC token holders (50% of top-up fees)
  • Available worldwide with support for Apple Pay in 53 countries
  • Immediate access to spending crypto without traditional verification
  • Full integration with mobile wallets for contactless payments
  • Usable at 150M+ merchants worldwide
  • Option to withdraw unused balance back to crypto
  • Planned cashback program up to 8% for SOLC token stakers
  • Lower entry cost
View Details
Kemy logo

Kemy

Standard
Visa / Mastercard
-78$ monthly cost
78$ fees | 0$ rewards
Cashback None
Staking Req. None
  • No KYC requirement
  • High spending limits ($100,000/month)
  • Unlimited virtual cards under one account
  • Card freezing/unfreezing capability
  • Global acceptance for online purchases
  • Instant issuance
  • Referral program ($5 USD per referral plus 1% of referral top-ups)
View Details
Stealths logo

Stealths

Standard
Mastercard / Visa / Amex
-105$ monthly cost
105$ fees | 0$ rewards
Cashback None
Staking Req. None
  • No KYC or identity verification required
  • High spending limits
  • 3D Secure authentication
  • Manual delivery (up to 24 hours)
  • Must be used same day (maximum 3 transactions)
  • No recurring/ATM use
View Details
PlasBit logo

PlasBit

PlasBit Prepaid 20
Visa / Mastercard
0$ break-even
0$ fees | 0$ rewards
Cashback None
Staking Req. None
  • No monthly or annual fees
  • Instant crypto-to-fiat conversion
  • Card freeze/unfreeze functionality
  • Real-time transaction notifications
  • One-time use
  • Fixed denomination
  • 3-month card validity
View Details
Xhype logo

Xhype

Whale
Visa / Mastercard
-34$ monthly cost
34$ fees | 0$ rewards
Cashback None
Staking Req. None
  • $40 instant free credit upon signup
  • 2490 XTraveler Points awarded
  • 15% lifetime referral program on referees' reload fees
  • Exclusive support level
  • Instant USDT to USD conversion for immediate spending
  • Global acceptance with no official country restrictions
View Details

Comparing No-KYC Cards

When comparing no-KYC crypto cards, focus on actual privacy protections, spending limits, regulatory compliance approach, and long-term sustainability rather than just the initial onboarding simplicity.

Key Features to Compare

  • True level of anonymity provided
  • Transaction and withdrawal limits without verification
  • Geographical availability and regulatory approach
  • Security measures in place despite limited KYC
  • Banking or payment processor partnerships

Comparison Tips

  • Research the card's approach to regulatory compliance despite minimal KYC
  • Check if higher limits can be unlocked with partial verification if needed
  • Consider the risk of future service disruptions due to regulatory changes
  • Verify how the card provider handles fraud protection with limited user information

The best no-KYC card balances meaningful privacy protection with a sustainable approach to regulations and risk management, ensuring long-term service availability.

Frequently Asked Questions about No-KYC Cards

Are no-KYC crypto cards legal to use?

The legality varies by jurisdiction. Some regions permit limited financial services without full KYC for small amounts, while others require verification for any financial product. No-KYC cards operate in regulatory gray areas in some jurisdictions, so understand your local regulations before using them.

What are the typical limits on no-KYC crypto cards?

No-KYC cards generally have lower transaction limits, withdrawal limits, and total balance caps compared to verified alternatives. Common limits range from $1,000-5,000 in monthly transactions, though some services offer higher tiers with partial verification that still preserve some privacy.

How do no-KYC providers handle fraud protection?

Without detailed customer information, no-KYC providers often implement alternative security measures like IP verification, device fingerprinting, blockchain analytics, and transaction pattern monitoring. Some also require longer holding periods for deposited funds before they can be spent or withdrawn.

Can I load no-KYC cards with fiat currency or only cryptocurrency?

Most true no-KYC cards only allow funding via cryptocurrency, as fiat on-ramps typically require some form of identification due to banking regulations. Some services offer limited fiat loading options through vouchers or arrangements with payment processors that have different KYC thresholds.

Are no-KYC crypto cards anonymous?

While no-KYC cards require less personal information, they are rarely completely anonymous. Most still collect some data like IP addresses, device information, and blockchain transaction history. True financial privacy requires understanding both the card's policies and how to properly use cryptocurrency with privacy best practices.

Comparison Table

Card Cashback Staking Effective Return Availability Details
SolCard
Mastercard SolCard
0% None -$76/mo (-5.07%)
Global
190 countries
View Details
SolCard
Visa SolCard
0% None -$76/mo (-5.07%)
Global
190 countries
View Details
Kemy
Standard
0% None -$78/mo (-5.20%)
Global
191 countries
View Details
Stealths
Standard
0% None -$105/mo (-7.00%)
Global
184 countries
View Details
PlasBit
PlasBit Prepaid 20
0% None $0/mo (0.00%)
South America, Europe & more
44 countries
View Details
PlasBit
PlasBit Prepaid 100
0% None -$30/mo (-2.00%)
South America, Europe & more
44 countries
View Details
Xhype
Whale
0% None -$34/mo (-2.30%)
Global
189 countries
View Details
Xhype
Premium
0% None -$105/mo (-7.00%)
Global
189 countries
View Details
Xhype
Essential
0% None -$135/mo (-9.00%)
Global
189 countries
View Details