Enhanced Privacy
Use financial services with minimal sharing of personal information, protecting your identity and data.
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Last updated: December 12, 2025 7 cards
No-KYC Cards
Cards that don't require extensive Know Your Customer verification, offering greater privacy and accessibility. No-KYC (Know Your Customer) cards offer enhanced privacy by requiring minimal personal information during the application process, though they may have certain limitations compared to fully-verified alternatives. Browse our selection of privacy-focused cards if minimizing personal data sharing is important to you.
Accessibility
Available to users regardless of traditional banking history or identification requirements.
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Quick Setup
Fast onboarding without extensive verification procedures, allowing you to start using the card more quickly.
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Regulatory Flexibility
Ability to use financial services in regions with uncertain or developing crypto regulations.
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How Cards Are Ranked
Cards in this category are ranked based on estimated monthly value using these assumptions:
Monthly Spend
$1,500
Staking Budget
$200
Fx Spend Percentage
0%
Atm Withdrawal Percentage
0%
The ranking considers calculated cashback minus fees based on the typical user profile above. It includes only cards identified as requiring no or minimal KYC, factoring in category-specific features and tier balancing.
Top No-KYC Cards
Showing 7 cards
Stealths
Single-Use VCC
Visa / Mastercard
+0
USD
0$ fees
0$ rewards
- High limits up to $30,000
- 3D Secure authentication
- International use
- Suitable for large one-time purchases
Bing
Virtual Star
Visa / Mastercard
+0
USD
0$ fees
0$ rewards
- Zero conversion fees when converting crypto to fiat
- Wide merchant acceptance (Google Ads, Facebook Ads, AWS, ChatGPT, Netflix)
- Can be linked to PayPal, WeChat Pay, and Alipay
- Apple Pay and Google Pay support rolling out
- 3-year card validity
- Instant digital issuance (5 minutes)
- Available on Visa or Mastercard networks
- Lowest withdrawal fee (0.5%)
- Highest monthly spending limit ($200,000)
Kazepay
Silver (Virtual)
Visa
-27
USD
27$ fees
0$ rewards
- Multiple virtual cards under one account for budgeting
- Freeze/unfreeze functionality
- Customizable spending limits
- Compatible with Apple Pay and Google Pay
- Zero transaction fees on purchases
- Real-time crypto-to-fiat conversion
- Instant generation in-app
Bit Store
Virtual Card (No-KYC)
Mastercard / Visa
-46
USD
46$ fees
0$ rewards
- No KYC requirement for privacy
- Instant delivery (~3 minutes)
- Multiple virtual cards can be created
- Mobile wallet support (Apple Pay, Google Pay)
- Referral program: $1 USDT reward for both referrer and referee
SolCard
Mastercard (Standard)
Visa / Mastercard
-76
USD
76$ fees
0$ rewards
- No KYC required for usage up to $10,000/month
- Instant card issuance
- Global merchant acceptance at 150M+ merchants
- Support for multiple Solana-based cryptocurrencies (SOL, USDT, USDC, SOLC)
- Tiered cashback for $SOLC stakers: Bronze 1% (no staking), Gold 3% (10,000 SOLC), Platinum 8% (100,000 SOLC)
- Revenue sharing: 50% of top-up fees to qualifying token holders (minimum 0.1% of total supply)
- Referral program with tiered affiliate system
Laso
Standard
Visa
-102
USD
102$ fees
0$ rewards
- No KYC required - connect wallet and deposit stablecoins without identity verification
- Instant virtual card issuance
- Mobile wallet integration (Apple Pay, Google Pay, Samsung Pay)
- Supports major stablecoins (USDT, USDC, DAI) across multiple blockchains
- Multiple card options for U.S., Canadian, and international users
- Ability to create multiple cards for different purposes
- Merchant lookup tool to check card acceptance
- Customizable virtual card designs with crypto themes
- Referral Program: 50% of deposit fees paid by referred friends
Pintopay
Standard
Mastercard
-39
USD
40$ fees
0$ rewards
- Up to 40% affiliate program rewards (referral commissions)
- Card-issuance bounty for referrals
- Transaction commission on referred users' lifetime spending
- Tiered bonuses based on referral volume
- Referral earnings paid in USDT to card balance
- Occasional $10 welcome bonus for new users
- Social media giveaways and promotions
- No staking requirements
- Global acceptance via Mastercard network at 10+ million merchants
- Instant virtual card delivery
- Apple Pay integration
- High spending limits (up to $300,000 monthly)
- Custodial wallet supporting BTC, ETH, USDT, and USDC
- 3D Secure for online transactions
- Future loyalty program and staking options planned
Comparing No-KYC Cards
When comparing no-KYC crypto cards, focus on actual privacy protections, spending limits, regulatory compliance approach, and long-term sustainability rather than just the initial onboarding simplicity.
Key Features to Compare
- True level of anonymity provided
- Transaction and withdrawal limits without verification
- Geographical availability and regulatory approach
- Security measures in place despite limited KYC
- Banking or payment processor partnerships
Comparison Tips
- Research the card's approach to regulatory compliance despite minimal KYC
- Check if higher limits can be unlocked with partial verification if needed
- Consider the risk of future service disruptions due to regulatory changes
- Verify how the card provider handles fraud protection with limited user information
The best no-KYC card balances meaningful privacy protection with a sustainable approach to regulations and risk management, ensuring long-term service availability.
Frequently Asked Questions about No-KYC Cards
1 Are no-KYC crypto cards legal to use?
The legality varies by jurisdiction. Some regions permit limited financial services without full KYC for small amounts, while others require verification for any financial product. No-KYC cards operate in regulatory gray areas in some jurisdictions, so understand your local regulations before using them.
2 What are the typical limits on no-KYC crypto cards?
No-KYC cards generally have lower transaction limits, withdrawal limits, and total balance caps compared to verified alternatives. Common limits range from $1,000-5,000 in monthly transactions, though some services offer higher tiers with partial verification that still preserve some privacy.
3 How do no-KYC providers handle fraud protection?
Without detailed customer information, no-KYC providers often implement alternative security measures like IP verification, device fingerprinting, blockchain analytics, and transaction pattern monitoring. Some also require longer holding periods for deposited funds before they can be spent or withdrawn.
4 Can I load no-KYC cards with fiat currency or only cryptocurrency?
Most true no-KYC cards only allow funding via cryptocurrency, as fiat on-ramps typically require some form of identification due to banking regulations. Some services offer limited fiat loading options through vouchers or arrangements with payment processors that have different KYC thresholds.
5 Are no-KYC crypto cards anonymous?
While no-KYC cards require less personal information, they are rarely completely anonymous. Most still collect some data like IP addresses, device information, and blockchain transaction history. True financial privacy requires understanding both the card's policies and how to properly use cryptocurrency with privacy best practices.
Detailed Comparison
| Card | Cashback | Staking | Effective Return | Availability | Details |
|---|---|---|---|---|---|
| Stealths Single-Use VCC | 0% | None | $0/mo (0.00%) | Global 190 countries | View Details |
| Stealths Reward Center VISA | 0% | None | $0/mo (0.00%) | Global 190 countries | View Details |
| Stealths VISA Gift Card | 0% | None | $0/mo (0.00%) | Global 190 countries | View Details |
| Bing Virtual Star | 0% | None | $0/mo (0.00%) | Global 87 countries | View Details |
| Bing Virtual Exclusive | 0% | None | -$16/mo (-1.07%) | Global 87 countries | View Details |
| Kazepay Silver (Virtual) | 0% | None | -$27/mo (-1.80%) | Global 171 countries | View Details |
| Kazepay Gold (Virtual) | 0% | None | -$27/mo (-1.80%) | Global 171 countries | View Details |
| Bit Virtual Card (No-KYC) | 0% | None | -$46/mo (-3.07%) | South America, Europe & more 54 countries | View Details |
| Stealths Rewarble Voucher | 0% | None | -$71/mo (-4.73%) | Global 190 countries | View Details |
| Xhype Premium | 0% | None | -$71/mo (-4.77%) | Global 189 countries | View Details |
| SolCard Mastercard (Standard) | 0% | None | -$76/mo (-5.07%) | Global 188 countries | View Details |
| Xhype Essential | 0% | None | -$76/mo (-5.10%) | Global 189 countries | View Details |
| Xhype Whale | 0% | None | -$83/mo (-5.57%) | Global 189 countries | View Details |
| Laso Standard | 0% | None | -$102/mo (-6.80%) | South America, Europe & more 44 countries | View Details |
| Pintopay Standard | 0% | None | -$39/mo (-2.63%) | Europe & North America 39 countries | View Details |
