1. Check availability
Card programmes, physical delivery, mobile wallets and individual tiers can vary by country.
Compare crypto debit and credit cards by cashback, fees, staking requirements and location. Adjust your monthly spending to estimate each card's net value.
Independent comparison
Explore 315 card tiers across 110 current card programmes. The table starts with 100 available cards and lets you filter by country, staking budget and expected monthly spend.
Latest card-data update
Effective Return = Monthly Cashback - Monthly Fee (in USD)
Monthly Cashback = Calculated based on your monthly spending of $1,000, taking into account spending limits
Monthly Fee = Base fee + Prorated annual fee + Top-up fees + Crypto-to-Fiat fee + Estimated FX Fee
Est. FX Fee Cost = ($1,000 × 20% Spend Portion - Card's Free FX Limit) × Card's FX Fee Rate
Calculated using the card's actual FX fee rate on the portion of your spending you estimate incurs FX fees (20%)
Crypto-to-Fiat Fee = Weekday spending × Base fee % + Weekend spending × (Base fee % + Weekend fee %)
Note: We estimate 40% of spending occurs on weekends when the higher weekend conversion fee applies
Top-up Fees = Flat Fee + Monthly Spend × Top-up Fee %
Decision guide
Headline cashback is only one part of a card's value. Start with availability in your country, then compare the complete cost of earning and using the rewards.
Card programmes, physical delivery, mobile wallets and individual tiers can vary by country.
Compare monthly and annual charges alongside issuance, top-up, crypto conversion and foreign-exchange fees.
A high reward rate may require a token stake, paid subscription or spending threshold that changes the real return.
Review who controls funds before a purchase, how conversion works and which identity checks are required.
Narrow your search
Frequently asked questions
There is no single best card for everyone. The right choice depends on where you live, how much you spend, how much cross-currency spending you do and whether you are willing to stake or hold a provider token. Use the calculator above to compare estimated net value for your circumstances. For a separate overall view, our top-rated page ranks cards using the editorial scoring model. View the overall ranking.
No. Headline cashback can be reduced by reward caps, token requirements, monthly subscriptions, annual fees, conversion costs and foreign-exchange fees. A lower advertised rate can produce a better net return when it has fewer conditions or lower costs.
The calculator includes recurring subscription fees using the documented monthly/annual billing relationship, plus top-up fees, crypto-to-fiat conversion fees, weekend conversion fees and estimated FX fees based on your cross-currency spending. It does not deduct one-time card issuance, ATM charges, taxes, token-price changes or the opportunity cost of staking.
Crypto debit and prepaid cards generally spend from a funded balance and may convert crypto into fiat before or during a purchase. Credit-style crypto cards may provide a conventional credit line or let you borrow against crypto collateral. Provider terminology varies, so check how a card is funded, when conversion happens and whether repayment or liquidation risk applies.
The latest card-data update is shown above the comparison table. Crypto card rewards, fees and availability can change without notice, so confirm important terms on the provider website before applying or transferring funds.