Low or Zero FX Fees
Travel-focused crypto cards typically offer competitive foreign exchange rates with minimal or no fees when spending abroad.
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Travel-Focused Cards
Cards optimized for international travel with low FX fees, free ATM withdrawals, and travel-related perks.
Travel-Focused Cards
Cards optimized for international travel with low FX fees, free ATM withdrawals, and travel-related perks. Travel-focused crypto cards are designed with international users in mind, typically offering benefits like low or zero foreign transaction fees, competitive currency conversion rates, and travel-related perks. Browse our curated selection of travel cards to find one that will enhance your international spending experience.
International ATM Access
Free or discounted ATM withdrawals worldwide, making it easier to access cash in local currencies.
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Travel Insurance
Many travel-focused cards include complimentary travel insurance coverage, protecting your trips and purchases.
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Airport Lounge Access
Premium travel cards often provide access to airport lounges, enhancing your travel experience with comfortable waiting areas.
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How Cards Are Ranked
Cards in this category are ranked based on estimated monthly value using these assumptions:
Monthly Spend
$2,000
Staking Budget
$1,000
Fx Spend Percentage
70%
Atm Withdrawal Percentage
25%
The ranking considers calculated cashback minus fees based on the typical user profile above. It emphasizes low FX fees and good ATM access, factoring in category-specific features and tier balancing.
What Are the Best Crypto Cards for Travel?
Showing 7 cards
COCA
Standard
Visa
+50
USD
10$ fees
60$ rewards
- Cashback: 3% on all eligible purchases
- Balance APY: 5% variable on eligible USD balances
- Subscription rebates: 50% in Streaming; one/category/month, $70 charge limit
- Travel: COCA Travel discounts up to 50%
- Support: Basic
- COCA utility: Tier access and governance participation
ether.fi Cash
Core
Visa
+48
USD
12$ fees
60$ rewards
- Cashback: 3% on the first $2,000/month; 1% on the next $1,000; 0.5% thereafter
- Included cards: 1 virtual
- Custody: Self-custodial, gasless spending
- Family cards: Spending controls
- Airport lounges: Pay-as-you-go access
- Rewards: Seasonal offers
- Support: Priority support and concierge
- Travel: 5% cashback plus up to 65% off eligible hotels and flights
- Visa Signature: Purchase, warranty and price protections
Tria
Premium
Visa
+57
USD
63$ fees
120$ rewards
- Cashback: 6% on the first $2,000 of eligible monthly spend; 1% thereafter
- Invest & Earn access: Up to 15% variable APY advertised
- Airport lounges: Access to 1,200+ lounges; each visit is paid
- Travel benefits: Visa Luxury Hotel Collection, global auto-rental insurance and baggage cover
- Price protection: Up to $2,000 per account
- Purchase protection: Official pages currently conflict between $10,000 and $100,000
- Visa Digital Concierge: Global access
Spritz
Standard
Visa
+38
USD
42$ fees
80$ rewards
- Cashback: 5% on two monthly travel/dining sprees; $40 cap per spree
- Visa benefits: Purchase protection, warranty, rental cover, hotel offers, concierge and Airport Companion
- Multi-chain funding: Thousands of tokens across 12 networks
- Spritz Points: 1,000 waives up to $10 in fees; 10,000 adds $50 to the card
Coinbase
Coinbase One Credit Card - 2% Tier
Visa / Amex
+36
USD
4$ fees
40$ rewards
- 2% Bitcoin back with under $10,000 in Assets on Coinbase
- 5% Bitcoin back through Coinbase One Card Travel
- Pay the statement from a bank account or accepted Coinbase crypto balance
- Amex retail, return, warranty, rental-car, trip and luggage protections
Wirex
Premium
Visa / Mastercard
+20
USD
0$ fees
20$ rewards
- Cashback: 1% in USD-valued Reward Points
- Monthly reward redemption: Up to $100
- Subscription rebates: 50% Uber One; $5/£4 monthly cap
- Other benefits: Higher trading and earn allowances
Deblock
Native
Visa
+10
USD
10$ fees
20$ rewards
- Cashback: Up to 1%, credited monthly
- Self-custody wallet: Seed export included
Comparing Travel-Focused Cards
When comparing travel-focused crypto cards, pay special attention to foreign transaction fees, ATM withdrawal terms, and international acceptance rather than focusing solely on cashback rates.
Key Features to Compare
- Foreign transaction (FX) fee percentage
- ATM withdrawal fees and limits in foreign countries
- Travel insurance coverage and terms
- Airport lounge access availability
- Geographical restrictions and card acceptance worldwide
Comparison Tips
- Verify the card works in all regions you plan to visit
- Compare the true exchange rates offered, not just the advertised 'no FX fees'
- Calculate the value of travel insurance versus purchasing separately
- Consider whether lounge access aligns with your travel patterns and preferences
For frequent travelers, the savings on foreign transaction fees and ATM withdrawals often outweigh slight differences in cashback percentages.
Frequently Asked Questions about Travel-Focused Cards
1 How do travel-focused crypto cards handle foreign currency conversion?
Travel-focused crypto cards typically convert your cryptocurrency to the local currency at the point of sale, often using inter-bank exchange rates. Many advertise "zero FX fees," though it's important to verify if there's any spread on the exchange rate being applied.
2 Can I use travel crypto cards in countries with strict crypto regulations?
This depends on the card. Most travel-focused crypto cards work through traditional payment networks like Visa or Mastercard, so they function like regular cards at the point of sale. However, some countries may restrict certain crypto card issuers, so it's important to check the geographical coverage before traveling.
3 Do these cards offer travel insurance?
Many premium travel-focused crypto cards include travel insurance benefits such as trip cancellation, lost luggage, and medical emergency coverage. The extent of coverage varies significantly between providers, so carefully review the terms if this is an important feature for you.
4 Are there limits on ATM withdrawals when traveling?
Yes, most travel crypto cards have daily and monthly ATM withdrawal limits. Travel-focused cards often offer higher limits or free withdrawals up to certain amounts each month. Some premium cards offer unlimited free ATM withdrawals worldwide, though this usually requires meeting staking requirements.
5 How do I handle customer support issues while traveling internationally?
Top travel-focused crypto cards offer 24/7 global customer support through multiple channels including in-app chat, email, and phone. Some premium options provide dedicated support lines for international travelers. Before traveling, it's wise to save offline copies of support contact information.
How Do These Cards Compare?
Compare the key travel features of each card
| Card | Cashback | FX Fees Foreign exchange fees when spending abroad | ATM Fee Fee for ATM withdrawals | Countries Number of countries where the card is accepted | Lounge Access Airport lounge access included | Details |
|---|---|---|---|---|---|---|
| Tria Premium | 6% | 3% | 1% | Global 174 countries | Yes | View Details |
| COCA Standard | 3% | 0% | 2% | Global 75 countries | No | View Details |
| ether.fi Core | 3% | 0.5% | 2% | Global 169 countries | Yes | View Details |
| Spritz Standard | 5% | 0% | 0% | South America & North America 72 countries | Yes | View Details |
| Coinbase Coinbase One Credit Card - 2% Tier | 2% | 0% | 0% | Europe 32 countries | No | View Details |
| Wirex Premium | 1% | 0% | 0% | Europe 32 countries | No | View Details |
| Coinbase Coinbase Visa Debit Card | 1% | 0% | 0% | Europe 32 countries | No | View Details |
| COCA Starter | 1% | 0% | 2% | Global 75 countries | No | View Details |
| Wirex Base | 0.5% | 0% | 0% | Europe 32 countries | No | View Details |
| Deblock Native | 1% | 0% | 1% | Europe 30 countries | No | View Details |
| Exa Standard | 1.5% | 1.5% | 0.65% | South America & North America 77 countries | Yes | View Details |
| Krak Standard | 0% | 0% | 0% | Europe 31 countries | No | View Details |
| Exworth SublyCard | 0% | 0% | 0% | Europe, South America & more 73 countries | No | View Details |
| Exworth ApplePay Diamond Card | 0% | 0% | 0% | Europe, South America & more 73 countries | No | View Details |
| Avici Signature | 0% | 0% | 0% | South America & North America 50 countries | Yes | View Details |
