Low or Zero FX Fees
Travel-focused crypto cards typically offer competitive foreign exchange rates with minimal or no fees when spending abroad.
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Last updated: July 27, 2026 6 cards
Travel-Focused Cards
Cards optimized for international travel with low FX fees, free ATM withdrawals, and travel-related perks. Travel-focused crypto cards are designed with international users in mind, typically offering benefits like low or zero foreign transaction fees, competitive currency conversion rates, and travel-related perks. Browse our curated selection of travel cards to find one that will enhance your international spending experience.
International ATM Access
Free or discounted ATM withdrawals worldwide, making it easier to access cash in local currencies.
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Travel Insurance
Many travel-focused cards include complimentary travel insurance coverage, protecting your trips and purchases.
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Airport Lounge Access
Premium travel cards often provide access to airport lounges, enhancing your travel experience with comfortable waiting areas.
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How Cards Are Ranked
Cards in this category are ranked based on estimated monthly value using these assumptions:
Monthly Spend
$2,000
Staking Budget
$1,000
Fx Spend Percentage
70%
Atm Withdrawal Percentage
25%
The ranking considers calculated cashback minus fees based on the typical user profile above. It emphasizes low FX fees and good ATM access, factoring in category-specific features and tier balancing.
What Are the Best Crypto Cards for Travel?
Showing 6 cards
Gemini Credit
Solana Edition
Mastercard
+80
USD
0$ fees
80$ rewards
- Up to 4% back on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%)
- 3% back on dining
- 2% back on groceries
- 1% back on all other purchases
- $200 welcome bonus in SOL after spending $3,000 in first 90 days
- Default reward currency: Solana (SOL)
- Automatic staking of SOL rewards via Gemini (opt-in during signup for new customers; existing customers can opt in after choosing SOL as rewards currency)
- Referral program: Refer friends, earn up to $5,000 in SOL
- Choose from 50+ cryptocurrencies for rewards with ability to switch anytime
- Instant crypto rewards deposited directly to Gemini account
- Vault Rewards: up to 10% back at select merchants (monthly per-merchant caps apply)
- Merchant Rewards Offers program with rotating partner merchants
- Special cardholder discounts for Peacock Premium, Instacart, ResortPass, Lyft, Booking.com, and more
- Mastercard World Elite benefits
- Mastercard Zero Liability Protection
- ID Theft Protection
- Instant card lock functionality via app
- Virtual card available immediately upon approval
- No visible card number on physical card (stored in Gemini app)
- Limited-edition metal design themed for Solana
Coinbase
Coinbase One Credit Card - 3% Tier
Visa / Amex
+56
USD
4$ fees
60$ rewards
- 3% Bitcoin back on all purchases with $10,000+ in Assets on Coinbase
- Premium stainless steel card (17g) with Bitcoin Genesis Block etching
- No foreign transaction fees
- American Express network benefits including Retail Protection, Extended Warranty, Trip Cancellation and Interruption Insurance
- Ability to pay statement balance with cryptocurrency or bank account
- Virtual card available instantly upon approval
- Apple Pay and Google Pay integration
- Coinbase One membership benefits: 4.25% APY on first $10,000 USDC then 3.85% APY, $10/month sponsored smart wallet gas on Base, zero trading fees up to $500/month, $1,000 crypto protection coverage
- Premium customer support for Coinbase One members
Ether.Fi Cash
Core
Visa
+46
USD
14$ fees
60$ rewards
- 3% cashback on first $2,000 monthly spend
- 1% cashback on $2,001-$3,000 monthly spend
- 0.5% cashback above $3,000 monthly spend
- 1 free physical card
- 3 virtual cards
- Seasonal rewards
- Priority support
- Airport companion lounge access
- Concierge services
- Up to 65% off luxury hotels
- Referral rewards: 1% cashback on referral purchases + 10% points on their deposits
- Non-custodial wallet structure
- Gasless transactions
- Apple Pay & Google Pay compatibility
- Family member cards with controls
COCA
Starter
Visa / Mastercard
+20
USD
0$ fees
20$ rewards
- 5% APY on USD balances up to $5,000
- €30,000 daily spending limit
- Free ATM withdrawals up to $200-250 monthly
- Zero foreign exchange fees
- Mobile wallet support (Apple Pay, Google Pay, Samsung Pay)
- Referral program: $10 for both parties
- COCA Travel hotel discounts up to 50-65%
- Monthly Lucky Drop token airdrops
Krak
Standard
Mastercard
+20
USD
0$ fees
20$ rewards
- 1% cashback on all eligible purchases with no monthly caps or annual fees
- Enhanced Travel Rewards: Up to 4% cashback on travel bookings through Krak Concierge platform
- Mastercard World Elite Perks: Rental car status upgrades and travel benefits
- Krak Vaults Integration: Access to DeFi yield strategies offering up to 10%+ APY
- Fiat Interest: Up to 3.6% APY on eligible balances (UK only)
- Free standard shipping
- Contactless chip and PIN
- Two design variants (Coral orange or Black)
- Instant virtual card availability
- Compatible with Apple Pay and Google Pay
- Real-time fraud detection and transaction alerts
- Instant freeze/unfreeze capability
- 3D Secure for online purchases
- 24/7 customer support
XPlace
Basic
Visa
+10
USD
0$ fees
10$ rewards
- Trading fee rebate: 5%
- XP points rate: 1%
- Referral rate: 15%
- Zero foreign transaction fees
- Virtual card issuance
- Physical card included
Comparing Travel-Focused Cards
When comparing travel-focused crypto cards, pay special attention to foreign transaction fees, ATM withdrawal terms, and international acceptance rather than focusing solely on cashback rates.
Key Features to Compare
- Foreign transaction (FX) fee percentage
- ATM withdrawal fees and limits in foreign countries
- Travel insurance coverage and terms
- Airport lounge access availability
- Geographical restrictions and card acceptance worldwide
Comparison Tips
- Verify the card works in all regions you plan to visit
- Compare the true exchange rates offered, not just the advertised 'no FX fees'
- Calculate the value of travel insurance versus purchasing separately
- Consider whether lounge access aligns with your travel patterns and preferences
For frequent travelers, the savings on foreign transaction fees and ATM withdrawals often outweigh slight differences in cashback percentages.
Frequently Asked Questions about Travel-Focused Cards
1 How do travel-focused crypto cards handle foreign currency conversion?
Travel-focused crypto cards typically convert your cryptocurrency to the local currency at the point of sale, often using inter-bank exchange rates. Many advertise "zero FX fees," though it's important to verify if there's any spread on the exchange rate being applied.
2 Can I use travel crypto cards in countries with strict crypto regulations?
This depends on the card. Most travel-focused crypto cards work through traditional payment networks like Visa or Mastercard, so they function like regular cards at the point of sale. However, some countries may restrict certain crypto card issuers, so it's important to check the geographical coverage before traveling.
3 Do these cards offer travel insurance?
Many premium travel-focused crypto cards include travel insurance benefits such as trip cancellation, lost luggage, and medical emergency coverage. The extent of coverage varies significantly between providers, so carefully review the terms if this is an important feature for you.
4 Are there limits on ATM withdrawals when traveling?
Yes, most travel crypto cards have daily and monthly ATM withdrawal limits. Travel-focused cards often offer higher limits or free withdrawals up to certain amounts each month. Some premium cards offer unlimited free ATM withdrawals worldwide, though this usually requires meeting staking requirements.
5 How do I handle customer support issues while traveling internationally?
Top travel-focused crypto cards offer 24/7 global customer support through multiple channels including in-app chat, email, and phone. Some premium options provide dedicated support lines for international travelers. Before traveling, it's wise to save offline copies of support contact information.
How Do These Cards Compare?
Compare the key travel features of each card
| Card | Cashback | FX Fees Foreign exchange fees when spending abroad | ATM Fee Fee for ATM withdrawals | Countries Number of countries where the card is accepted | Lounge Access Airport lounge access included | Details |
|---|---|---|---|---|---|---|
| Gemini Solana Edition | 4% | 0% | 0% | Multiple regions 52 countries | No | View Details |
| Gemini Business Card | 4% | 0% | 0% | Multiple regions 52 countries | No | View Details |
| Gemini Classic Gemini Credit Card | 4% | 0% | 0% | Multiple regions 52 countries | No | View Details |
| Gemini XRP Edition | 4% | 0% | 0% | Multiple regions 52 countries | No | View Details |
| Coinbase Coinbase One Credit Card - 3% Tier | 3% | 0% | 0% | Europe 32 countries | No | View Details |
| Ether.Fi Core | 3% | 1% | 0% | Global 170 countries | Yes | View Details |
| Coinbase Coinbase One Credit Card - 2% Tier | 2% | 0% | 0% | Europe 32 countries | No | View Details |
| Krak Standard | 1% | 0% | 0% | Europe 31 countries | No | View Details |
| Coinbase Coinbase Visa Debit Card | 1% | 0% | 0% | Europe 32 countries | No | View Details |
| COCA Starter | 1% | 0% | 2% | Global 75 countries | No | View Details |
| COCA Standard | 3% | 0% | 2% | Global 75 countries | No | View Details |
| XPlace Basic | 0.5% | 0% | 0% | Global 173 countries | No | View Details |
| Crypto.com Ruby Steel | 2% | 0.5% | 2% | Global 179 countries | No | View Details |
| Exa Standard | 1.5% | 1.5% | 0.65% | South America & North America 73 countries | Yes | View Details |
| Avici Signature | 0% | 0% | 0% | South America & North America 50 countries | Yes | View Details |
