About Premium Options
About Premium Options
High-end cards with premium benefits, exclusive perks, and elevated status for those willing to stake more.
Premium crypto cards offer exclusive benefits for users willing to stake larger amounts or pay higher fees. These cards typically include elevated rewards, status perks, and concierge services.
Explore our selection of premium cards to find high-end options that match your investment level and lifestyle expectations.
Premium Options offer several unique advantages compared to traditional payment cards:
Elevated Cashback Rates
Industry-leading reward percentages that significantly outperform standard cards.
Concierge Services
Dedicated customer support and lifestyle assistance for booking travel, events, and exclusive experiences.
Luxury Travel Benefits
Comprehensive travel insurance, airport lounge access worldwide, and premium travel booking services.
Higher Spending Limits
Increased transaction and withdrawal limits suitable for high-value purchases and frequent travelers.
Exclusive Events
Access to invitation-only events, conferences, and networking opportunities in the crypto and finance world.
When selecting a card from this category, consider which of these benefits align best with your goals and priorities.
How Cards Are Ranked
Cards in this category are ranked based on estimated monthly value using these assumptions:
The ranking considers calculated cashback minus fees based on the typical user profile above. It focuses on high-end cards with significant requirements and premium perks, factoring in features and tier balancing.
Top Premium Options
Wirex
Elite- 4% Cryptoback™ on card purchases (Entry tier)
- 6% Cryptoback™ on card purchases (Enhanced tier)
- 8% Cryptoback™ on card purchases (Ultimate tier)
- Up to 16% annual on WXT balance
- Up to 16% interest on X-Accounts
- Highest transaction limits
- Priority customer support
- Maximum rewards potential for high-volume spenders
- Curated elite offers from merchant partners
Crypto.com
Frosted Rose Gold/Icy White- No annual fees
- Spotify & Netflix rebates (lifetime)
- 10% Expedia rebate (up to $50/month)
- Unlimited airport lounge access + 1 guest
- Free initial issuance
Comparing Premium Options
When comparing premium crypto cards, evaluate the exclusivity of benefits, quality of concierge services, and network effects rather than just comparing reward percentages or staking requirements.
Key Features to Compare
- Comprehensiveness of travel and purchase protections
- Quality and availability of concierge services
- Exclusivity of events and experiences offered
- Network opportunities within premium cardholder community
- Unique rewards not available with standard cards
Comparison Tips
- Research the actual experience of concierge services beyond marketing claims
- Evaluate airport lounge access based on the networks covered and limitations
- Consider the social and networking value of exclusive events if relevant to you
- Calculate whether premium travel benefits exceed what's offered by premium credit cards
The best premium crypto card provides genuinely valuable exclusive benefits and experiences that justify its higher barriers to entry, rather than simply boosting standard features.
Frequently Asked Questions about Premium Options
Are premium crypto card benefits worth the high staking requirements?
What exclusive perks do premium crypto cards typically offer?
How do premium crypto card concierge services work?
Can I temporarily upgrade to a premium card for specific benefits?
How quickly are premium status and benefits activated after staking?
Comparison Table
Compare cards with the best reward rates
| Card | Cashback | Cashback Currency Token in which rewards are paid | Monthly Cap Maximum monthly cashback | Staking Required | Staking Amount Amount required to stake | Monthly Fee | Details |
|---|---|---|---|---|---|---|---|
| Wirex Elite | 8% | N/A | N/A | 7500000 WXT (≈$26,567) | N/A | $30 | View Details |
| Crypto.com Frosted Rose Gold/Icy White | 3% | N/A | N/A | 40000 USD worth of CRO (≈$40,000) | N/A | Free | View Details |
| Crypto.com Royal Indigo/Jade Green | 2% | N/A | N/A | 4000 USD worth of CRO (≈$4,000) | N/A | Free | View Details |
| Revolut Ultra | 1% | N/A | N/A | None | N/A | $50 | View Details |
| FNT Black | 0% | N/A | N/A | 100000 FNTIO (≈$100) | N/A | Free | View Details |