Best Crypto Cards in Puerto Rico 2026

PAYY Card is a self-custodial Visa Platinum secured credit card that spends USDC from Payy Wallet. Zero-knowledge proofs keep wallet balances and onchain transaction amounts private while Visa handles everyday merchant payments.

THORWallet Card lets users top up a Mastercard from a self-custodial multi-chain wallet. Basic is a $5 virtual card that becomes free with an invite; Premium costs $124 once, includes a physical card and earns 0.

Oppi combines a self-custody wallet with a prefunded Mastercard virtual card and a Visa physical card. Crypto remains under the user's keys until it is loaded to the shared card balance.

Zypto offers reloadable Premium Visa cards in physical and virtual formats, plus separate non-reloadable virtual cards from third-party suppliers. Premium cards have no monthly fee, support Apple Pay and Google Pay, and load crypto into a fiat card balance before spending.

Zebec Card offers two active crypto-funded virtual Mastercards: single-load Silver and reloadable Carbon. Both list $0 signup, monthly and Zebec transaction fees, while conversion and FX costs can still apply.

KAST Card is a custodial, crypto-funded Visa card with instant virtual issuance, physical options and USD cashback. Stablecoin deposits convert 1:1 into the USD ledger balance used for spending.