Best Crypto Cards in Guernsey 2026

PAYY Card is a self-custodial Visa Platinum secured credit card that spends USDC from Payy Wallet. Zero-knowledge proofs keep wallet balances and onchain transaction amounts private while Visa handles everyday merchant payments.

COCA combines a seedless self-custody wallet, USD/EUR account features and a Visa debit card. Its six tiers offer 1%–8% cashback, selected subscription rebates and variable 5% APY on eligible USD balances.

THORWallet Card lets users top up a Mastercard from a self-custodial multi-chain wallet. Basic is a $5 virtual card that becomes free with an invite; Premium costs $124 once, includes a physical card and earns 0.

MetaMask Card is a self-custodial Mastercard debit card that spends approved tokens from MetaMask on Linea, Base, Solana or Monad. Virtual earns 1% mUSD; Metal earns 3% on the first $10,000 each year but new Metal orders are paused.

Oppi combines a self-custody wallet with a prefunded Mastercard virtual card and a Visa physical card. Crypto remains under the user's keys until it is loaded to the shared card balance.

Zypto offers reloadable Premium Visa cards in physical and virtual formats, plus separate non-reloadable virtual cards from third-party suppliers. Premium cards have no monthly fee, support Apple Pay and Google Pay, and load crypto into a fiat card balance before spending.