6 Best Crypto Cards in China 2025

Top-rated cards from 20 available in China - Compare rewards, fees & benefits

Cryptocurrency Cards in China

We found 20 crypto cards available for residents of China. Our analysis ranks the top 6 based on net rewards, availability, custody risk, and features.

Top-Rated Cards in China

Top-Rated Card Details

#1

Ready Card

4.4⭐

The Ready Metal Card is a premium self-custodial Mastercard debit card designed for spending cryptocurrency anywhere Mastercard is accepted while retaining full control over your assets. With Ready Metal Card, your crypto remains in your self-custodial wallet until each payment is made, offering users complete financial autonomy.

#2

PAYY Card

4⭐

PAYY Card is a crypto-enabled Visa credit card that lets users spend stablecoins (USDC) directly at merchants while maintaining privacy through zero-knowledge proofs on the Payy Network blockchain. The self-custodial model gives users full control of their funds via the PAYY Wallet app.

#3

Winity Life Card

3.8⭐

Winity Life is a prepaid Visa card that converts cryptocurrencies to USD at the point of payment. Designed for crypto users and frequent travelers, it enables direct crypto spending both virtually and physically.

#4

Bitget Wallet Card

3.6⭐

The Bitget Wallet Card is a non-custodial crypto prepaid card (Mastercard or Visa) that enables direct spending of digital assets from your Bitget Wallet at millions of merchants worldwide. It offers real-time USDC and USDT conversion to fiat at point of sale, eliminating manual transfers or bank intermediaries.

#5

Spritz Card

3.3⭐

Spritz Card is a crypto-linked Visa Signature credit card that enables users to spend cryptocurrencies directly for everyday purchases. Available to residents of 140+ countries and territories, including 33 U.

#6

Zypto Card

3.2⭐

The Zypto Card is a crypto-funded prepaid Visa and Mastercard solution for spending digital assets globally. It offers physical and virtual cards, supporting over 100 cryptocurrencies with instant crypto-to-fiat conversion.

All 20 Cards Available in China

Complete list including the top-rated cards above

Frequently Asked Questions - Crypto Cards in China

1 What crypto cards are available in China?

There are currently 20 cryptocurrency cards available for residents of China. These include both Visa and Mastercard options from various crypto platforms and traditional financial institutions.

2 How do crypto cards work in China?

Crypto cards in China work by converting your cryptocurrency holdings into fiat currency at the point of sale. You can use them anywhere that accepts regular debit or credit cards, making your crypto spendable in everyday situations.

3 Are crypto cards legal in China?

Yes, the crypto cards listed on our platform are available to China residents and comply with local regulations. However, always check the latest regulatory requirements and terms of service for each card provider.

Benefits of Using Crypto Cards in China

Cryptocurrency cards offer China residents unique advantages for managing their digital assets:

No traditional bank required

Access spending power directly from your crypto holdings

Virtual cards in minutes

Get started immediately with digital cards before physical arrival

Universal acceptance

Spend anywhere Visa or Mastercard is accepted worldwide

Competitive rewards

Cashback rates that match or exceed traditional bank cards

No credit checks

Approval based on your crypto balance, not credit history

Transparent fees

Clear fee structures often more competitive than traditional banking

Always check features and terms with individual card providers.