6 Best Crypto Cards in China 2025

Top-rated cards from 15 available in China - Compare rewards, fees & benefits

Cryptocurrency Cards in China

We found 15 crypto cards available for residents of China. Our analysis ranks the top 6 based on net rewards, availability, custody risk, and features.

Top-Rated Cards in China

Top-Rated Card Details

#1

Ready Card

4.4⭐

The Ready Metal Card (formerly Argent) is a premium self-custodial Mastercard that enables spending cryptocurrency anywhere Mastercard is accepted without surrendering control of your assets. Your crypto stays in your self-custodial wallet until a payment is made, maintaining complete financial autonomy.

#2

Zypto Card

3.4⭐

The Zypto Card is a crypto-funded prepaid Visa and Mastercard solution designed for users seeking to spend digital assets globally. It offers both physical and virtual cards, supporting over 100 cryptocurrencies and enabling instant crypto-to-fiat conversion at the time of loading.

#3

Morph Card

3.3⭐

Morph Pay Card is a crypto-linked Mastercard debit card paired with a personal Swiss IBAN account, designed for freelancers, remote workers, and crypto users seeking to spend stablecoins and crypto assets globally. The card enables seamless spending from crypto or tokenized fiat balances while offering access to high-yield DeFi products, with self-custody of funds until conversion at the point of sale.

#4

Swype.Fun Card

3.3⭐

Swype.fun is a DeFi-native virtual Visa credit card designed for crypto users who want to spend without selling their assets.

#5

PlasBit Card

3.2⭐

PlasBit offers a prepaid crypto card with virtual, plastic, metal, and reloadable USD options, enabling users to spend over 100 supported cryptocurrencies at Visa or Mastercard merchants worldwide. Cards must be topped up with crypto, which is converted to either USD or EUR, and can be managed through a unified online dashboard.

#6

Osmosis Pay Card

3.1⭐

The Osmosis Pay Card (OSMOpay Visa), powered by Cypher, enables Osmosis wallet users to spend their crypto assets at over 40 million Visa merchants in 180+ countries worldwide. It functions as a bridge between DeFi and traditional payments, converting crypto to fiat at the point of transaction with a 2% fee for Standard (virtual) and 1% for Premium (physical) cards.

All 15 Cards Available in China

Complete list including the top-rated cards above

Frequently Asked Questions - Crypto Cards in China

1 What crypto cards are available in China?

There are currently 15 cryptocurrency cards available for residents of China. These include both Visa and Mastercard options from various crypto platforms and traditional financial institutions.

2 How do crypto cards work in China?

Crypto cards in China work by converting your cryptocurrency holdings into fiat currency at the point of sale. You can use them anywhere that accepts regular debit or credit cards, making your crypto spendable in everyday situations.

3 Are crypto cards legal in China?

Yes, the crypto cards listed on our platform are available to China residents and comply with local regulations. However, always check the latest regulatory requirements and terms of service for each card provider.

Benefits of Using Crypto Cards in China

Cryptocurrency cards offer China residents unique advantages for managing their digital assets:

No traditional bank required

Access spending power directly from your crypto holdings

Virtual cards in minutes

Get started immediately with digital cards before physical arrival

Universal acceptance

Spend anywhere Visa or Mastercard is accepted worldwide

Competitive rewards

Cashback rates that match or exceed traditional bank cards

No credit checks

Approval based on your crypto balance, not credit history

Transparent fees

Clear fee structures often more competitive than traditional banking

Always check features and terms with individual card providers.