Best Crypto Cards in China 2026
Compare 20 cards by rewards, fees, and features—ranked and rated for China residents.
Top-Rated Cards in China
Top-Rated Card Details
XPlace Card
4⭐XPlace Card is a self-custodial Solana Visa credit card with Cash Mode for stablecoin spending and Credit Mode for borrowing against crypto. Plans cost $0–$999 per year, with 0.
PAYY Card
3.9⭐PAYY Card is a self-custodial Visa Platinum secured credit card that spends USDC from Payy Wallet. Zero-knowledge proofs keep wallet balances and onchain transaction amounts private while Visa handles everyday merchant payments.
Bitget Wallet Card
3.8⭐Bitget Wallet Card is a region-specific prepaid Visa or Mastercard funded from Bitget Wallet. Its new Assetback programme pays 2% on eligible spending, or 3% for new and qualifying users.
Kolo Card
3.6⭐Kolo Card combines a virtual Visa debit card with an MPC crypto wallet and BTC cashback. Its in-app reward terms pay 2% for 30 days, then 1%, with per-purchase and monthly caps.
Hyperbeat Card
3.6⭐Hyperbeat Card is a self-custodial Visa card for spending stablecoins or borrowing against eligible crypto collateral through HyperEVM money markets. - **Type:** Visa card with Cash and collateralized Credit modes - **Key Feature:** Borrow stablecoins just in time for a purchase without selling collateral - **Availability:** Much of Latin America and the Caribbean, with additional markets in Asia, Africa, Oceania, Europe and selected U.
Laso Card
3.5⭐Laso Finance lets users buy non-reloadable virtual prepaid cards with stablecoins without submitting identity documents. Current U.
All 20 Cards Available in China
Complete list including the top-rated cards above