6 Best Crypto Cards in Australia 2026

Top-rated cards from 35 available in Australia - Compare rewards, fees & benefits

Cryptocurrency Cards in Australia

We found 35 crypto cards available for residents of Australia. Our analysis ranks the top 6 based on net rewards, availability, custody risk, and features.

Top-Rated Cards in Australia

Top-Rated Card Details

#1

Ether.Fi Cash Card

4.6⭐

Ether.fi Cash is a non-custodial Visa credit card for DeFi users seeking spending power without selling crypto.

#2

Ready Card

4.4⭐

The Ready Metal Card is a premium self-custodial Mastercard debit card for spending crypto while retaining asset control. Crypto stays in your wallet until each payment, ensuring complete financial autonomy.

#3

PAYY Card

4⭐

PAYY Card is a crypto-enabled Visa credit card that lets users spend stablecoins (USDC) directly at merchants while maintaining privacy through zero-knowledge proofs on the Payy Network blockchain. The self-custodial model gives users full control of their funds via the PAYY Wallet app.

#4

Kolo Card

3.9⭐

Kolo Card is a crypto debit card that lets users spend cryptocurrencies, including memecoins, at merchants worldwide that accept Visa or Mastercard. Designed for crypto enthusiasts, it features automatic real-time crypto-to-fiat conversion for everyday purchases.

#5

Oppi Wallet Card

3.7⭐

The OppiWallet prepaid card lets users spend 40+ cryptocurrencies at millions of merchants worldwide. Designed for crypto holders seeking global spending, it offers self-custodial control with optional cloud backup.

#6

Winity Life Card

3.3⭐

Winity Life is a prepaid Visa card that lets users spend cryptocurrencies as USD at merchants globally. Targeted at crypto users and frequent travelers, it works virtually or physically and supports Apple Pay and Google Wallet.

All 35 Cards Available in Australia

Complete list including the top-rated cards above

Frequently Asked Questions - Crypto Cards in Australia

1 What crypto cards are available in Australia?

There are currently 35 cryptocurrency cards available for residents of Australia. These include both Visa and Mastercard options from various crypto platforms and traditional financial institutions.

2 How do crypto cards work in Australia?

Crypto cards in Australia work by converting your cryptocurrency holdings into fiat currency at the point of sale. You can use them anywhere that accepts regular debit or credit cards, making your crypto spendable in everyday situations.

3 Are crypto cards legal in Australia?

Yes, the crypto cards listed on our platform are available to Australia residents and comply with local regulations. However, always check the latest regulatory requirements and terms of service for each card provider.

Benefits of Using Crypto Cards in Australia

Cryptocurrency cards offer Australia residents unique advantages for managing their digital assets:

No traditional bank required

Access spending power directly from your crypto holdings

Virtual cards in minutes

Get started immediately with digital cards before physical arrival

Universal acceptance

Spend anywhere Visa or Mastercard is accepted worldwide

Competitive rewards

Cashback rates that match or exceed traditional bank cards

No credit checks

Approval based on your crypto balance, not credit history

Transparent fees

Clear fee structures often more competitive than traditional banking

Always check features and terms with individual card providers.