Best Crypto Cards in Switzerland

The Bit2Me Card is a Mastercard debit card that enables users to spend cryptocurrencies at any merchant worldwide. It performs real-time conversion of digital assets to fiat currency at the point of transaction, eliminating the need for manual conversions. Available to European Economic Area and Argentine residents, this card integrates with the broader Bit2Me ecosystem.

• Type: Mastercard debit card (virtual and physical options)
• Key Feature: Real-time conversion from 200+ cryptocurrencies with flexible wallet switching
• Availability: European Economic Area countries and Argentina
• Standout Benefit: Industry-leading cashback rates of 0-7% base (up to 39% with ecosystem bonuses), paid in B2M tokens
• Biggest Downside: Tiered benefit structure disadvantages lower-tier users, with Level 0 receiving no cashback

The card charges no maintenance fees and supports Apple Pay and Google Pay for contactless payments, making crypto accessible for everyday purchases.

The Crypto.com Visa Card is a prepaid debit card that bridges cryptocurrency holdings with everyday spending. It allows users to convert their digital assets to fiat currency for use anywhere Visa is accepted, making crypto practical for daily purchases. The card integrates seamlessly with the Crypto.com app ecosystem for easy management and top-ups.

• Type: Visa prepaid debit card with tiered rewards based on CRO token staking
• Key Feature: Up to 5% cashback in CRO tokens plus subscription rebates for services like Spotify and Netflix
• Availability: Available in most of North America, Europe, Asia-Pacific, and Brazil (excludes NY state, Russia, China)
• Standout Benefit: Premium metal cards with no annual fees and airport lounge access for higher tiers
• Biggest Downside: Requires substantial CRO token staking for meaningful rewards, exposing users to cryptocurrency volatility

Ether.fi Cash is a non-custodial Visa credit card designed for DeFi enthusiasts who want to access spending power without selling their crypto assets. Users borrow against supported cryptocurrencies—such as ETH and eETH—while still earning yields, making it possible to spend at any Visa-accepting location. The card operates on the Ethereum-scaled Scroll network, offering gasless transactions and integration with Apple Pay/Google Pay. Ether.fi Cash is available across parts of Europe, Asia, South America, and many U.S states.

• Type: Visa credit card (non-custodial, collateralized borrowing)
• Key Feature: Spend fiat by borrowing against yield-generating crypto without off-ramping
• Availability: Many countries in Europe, Asia, South America and certain U.S. States
• Standout Benefit: Maintains user custody of assets and DeFi yield while providing high (2–3%) cash-back rewards
• Biggest Downside: Excludes some U.S. states and requires full KYC; crypto collateral subject to market volatility

The FNT Crypto Card is a prepaid Mastercard designed for crypto users seeking seamless conversion of digital assets to fiat for everyday spending. It enables instant crypto-to-euro top-ups, supporting 14+ cryptocurrencies and 8+ blockchain networks, with both physical cards (in 31 European countries) and virtual cards (global, except restricted regions). The card integrates directly with FNT’s wallet and exchange, offering a tiered membership system that rewards users based on FNTIO token holdings with fee discounts and other perks. Regulatory compliance is ensured via a Swiss financial intermediary, and all users must complete KYC verification.

• Type: Mastercard prepaid debit (physical & virtual)
• Key Feature: Instant crypto-to-fiat top-up with zero transaction and FX fees in EUR
• Availability: Physical cards in 31 European countries; virtual cards available globally (excl. restricted regions)
• Standout Benefit: Tiered fee discounts and rewards for FNTIO token holders; broad crypto/network support
• Biggest Downside: 2% top-up fee (reduced by tier); limited physical card access outside Europe

The Gnosis Pay Card is a self-custodial Visa debit card that connects directly to a Safe Smart Account on the Gnosis Chain blockchain. Users maintain complete control of their private keys and crypto assets while spending at any Visa-accepting merchant worldwide. The card bridges traditional payments and DeFi through a unique model that eliminates the need to deposit funds into custodial accounts.

• Type: Visa debit card with self-custodial crypto funding
• Key Feature: Zero fees for transactions, foreign exchange, and off-ramping
• Availability: Most European countries, with planned expansion to the Americas and Asia
• Standout Benefit: Up to 5% cashback in GNO tokens based on GNO holdings in the connected Safe account
• Biggest Downside: Limited cryptocurrency support (currently only EURe and GBPe stablecoins), still no virtual card