Best Crypto Cards in Kenya 2026

ether.fi Cash is a non-custodial Visa credit card that lets you spend USDC or LiquidUSD directly—or borrow against your crypto without selling it.

XPlace Card is a self-custodial Solana Visa credit card with Cash Mode for stablecoin spending and Credit Mode for borrowing against crypto. Plans cost $0–$999 per year, with 0.

PAYY Card is a self-custodial Visa Platinum secured credit card that spends USDC from Payy Wallet. Zero-knowledge proofs keep wallet balances and onchain transaction amounts private while Visa handles everyday merchant payments.

COCA combines a seedless self-custody wallet, USD/EUR account features and a Visa debit card. Its six tiers offer 1%–8% cashback, selected subscription rebates and variable 5% APY on eligible USD balances.

Spritz Card is a wallet-funded Visa Signature card with an instant virtual version and a limited physical-card release. Each load creates a USD card balance that cannot be transferred back; eligible travel and dining purchases can earn 5% cashback during short Shopping Spree windows.

Avici offers self-custodial Visa Platinum and Signature secured credit cards funded through a user-owned onchain loan contract. It charges no purchase fee and offers no cashback.