6 Best Crypto Cards in Malaysia 2025

Top-rated cards from 32 available in Malaysia - Compare rewards, fees & benefits

Cryptocurrency Cards in Malaysia

We found 32 crypto cards available for residents of Malaysia. Our analysis ranks the top 6 based on net rewards, availability, custody risk, and features.

Top-Rated Cards in Malaysia

Top-Rated Card Details

#1

Ready Card

4.4⭐

The Ready Metal Card is a premium self-custodial Mastercard debit card designed for spending cryptocurrency anywhere Mastercard is accepted while retaining full control over your assets. With Ready Metal Card, your crypto remains in your self-custodial wallet until each payment is made, offering users complete financial autonomy.

#2

PAYY Card

4⭐

PAYY Card is a crypto-enabled Visa credit card that lets users spend stablecoins (USDC) directly at merchants while maintaining privacy through zero-knowledge proofs on the Payy Network blockchain. The self-custodial model gives users full control of their funds via the PAYY Wallet app.

#3

Kolo Card

4⭐

Kolo Card is a crypto debit card that lets users spend cryptocurrencies, including memecoins, at merchants worldwide that accept Visa or Mastercard. Designed for crypto enthusiasts, it features automatic real-time crypto-to-fiat conversion for everyday purchases.

#4

COCA Card

3.9⭐

COCA Card is a prepaid Mastercard offering high crypto cashback rewards and global spending flexibility. Issued via Wirex on the Mastercard network, it supports multiple stablecoins and requires pre-loading with funds converted to EUR.

#5

Crypto.com Card

3.8⭐

The Crypto.com Visa Card is a prepaid debit card that connects cryptocurrency assets to everyday purchases.

#6

Oppi Wallet Card

3.8⭐

The OppiWallet prepaid card is a Visa and Mastercard product that lets users spend major cryptocurrencies (BTC, ETH, USDT, BNB, MATIC, SOL) at millions of merchants worldwide. Geared toward crypto holders seeking a simple and global way to spend digital assets, OppiWallet features automatic crypto-to-fiat conversion at the point of purchase with a self-custodial wallet to maintain user control over private keys.

All 32 Cards Available in Malaysia

Complete list including the top-rated cards above

Frequently Asked Questions - Crypto Cards in Malaysia

1 What crypto cards are available in Malaysia?

There are currently 32 cryptocurrency cards available for residents of Malaysia. These include both Visa and Mastercard options from various crypto platforms and traditional financial institutions.

2 How do crypto cards work in Malaysia?

Crypto cards in Malaysia work by converting your cryptocurrency holdings into fiat currency at the point of sale. You can use them anywhere that accepts regular debit or credit cards, making your crypto spendable in everyday situations.

3 Are crypto cards legal in Malaysia?

Yes, the crypto cards listed on our platform are available to Malaysia residents and comply with local regulations. However, always check the latest regulatory requirements and terms of service for each card provider.

Benefits of Using Crypto Cards in Malaysia

Cryptocurrency cards offer Malaysia residents unique advantages for managing their digital assets:

No traditional bank required

Access spending power directly from your crypto holdings

Virtual cards in minutes

Get started immediately with digital cards before physical arrival

Universal acceptance

Spend anywhere Visa or Mastercard is accepted worldwide

Competitive rewards

Cashback rates that match or exceed traditional bank cards

No credit checks

Approval based on your crypto balance, not credit history

Transparent fees

Clear fee structures often more competitive than traditional banking

Always check features and terms with individual card providers.