6 Best Crypto Cards in New Zealand 2025

Top-rated cards from 32 available in New Zealand - Compare rewards, fees & benefits

Cryptocurrency Cards in New Zealand

We found 32 crypto cards available for residents of New Zealand. Our analysis ranks the top 6 based on net rewards, availability, custody risk, and features.

Top-Rated Cards in New Zealand

Top-Rated Card Details

#1

Ether.Fi Cash Card

4.6⭐

Ether.fi Cash is a non-custodial Visa credit card designed for DeFi enthusiasts who want to access spending power without selling their crypto assets.

#2

Ready Card

4.4⭐

The Ready Metal Card (formerly Argent) is a premium self-custodial Mastercard that enables spending cryptocurrency anywhere Mastercard is accepted without surrendering control of your assets. Your crypto stays in your self-custodial wallet until a payment is made, maintaining complete financial autonomy.

#3

COCA Card

3.9⭐

COCA Card is a shared-custody prepaid debit card designed for users who like to enjoy high cashback rewards. Operating on the Visa network (with Mastercard issuance via Wirex), it supports multiple stablecoins across 14 blockchains and requires manual pre-loading with converted crypto.

#4

KAST Card

3.7⭐

The KAST Card is a stablecoin-backed Visa card enabling users to spend USDC and USDT as USD at millions of merchants worldwide. Designed for globally mobile individuals, digital nomads, and residents of emerging markets, it offers both virtual and physical cards without requiring a bank account.

#5

Zypto Card

3.4⭐

The Zypto Card is a crypto-funded prepaid Visa and Mastercard solution designed for users seeking to spend digital assets globally. It offers both physical and virtual cards, supporting over 100 cryptocurrencies and enabling instant crypto-to-fiat conversion at the time of loading.

#6

Morph Card

3.3⭐

Morph Pay Card is a crypto-linked Mastercard debit card paired with a personal Swiss IBAN account, designed for freelancers, remote workers, and crypto users seeking to spend stablecoins and crypto assets globally. The card enables seamless spending from crypto or tokenized fiat balances while offering access to high-yield DeFi products, with self-custody of funds until conversion at the point of sale.

All 32 Cards Available in New Zealand

Complete list including the top-rated cards above

Frequently Asked Questions - Crypto Cards in New Zealand

1 What crypto cards are available in New Zealand?

There are currently 32 cryptocurrency cards available for residents of New Zealand. These include both Visa and Mastercard options from various crypto platforms and traditional financial institutions.

2 How do crypto cards work in New Zealand?

Crypto cards in New Zealand work by converting your cryptocurrency holdings into fiat currency at the point of sale. You can use them anywhere that accepts regular debit or credit cards, making your crypto spendable in everyday situations.

3 Are crypto cards legal in New Zealand?

Yes, the crypto cards listed on our platform are available to New Zealand residents and comply with local regulations. However, always check the latest regulatory requirements and terms of service for each card provider.

Benefits of Using Crypto Cards in New Zealand

Cryptocurrency cards offer New Zealand residents unique advantages for managing their digital assets:

No traditional bank required

Access spending power directly from your crypto holdings

Virtual cards in minutes

Get started immediately with digital cards before physical arrival

Universal acceptance

Spend anywhere Visa or Mastercard is accepted worldwide

Competitive rewards

Cashback rates that match or exceed traditional bank cards

No credit checks

Approval based on your crypto balance, not credit history

Transparent fees

Clear fee structures often more competitive than traditional banking

Always check features and terms with individual card providers.