73 Best Crypto Cards in Cyprus 2026

What to Know Before Using Crypto Cards in Cyprus

Tax

Zero Tax for Individuals

Personal income from selling or spending crypto is exempt from tax for Georgian residents, making it a rare 0% jurisdiction for card users.

Tax

VAT-Free Crypto Conversions

Exchanging cryptocurrency into lari (GEL) or other fiat currencies is officially exempt from VAT under current Ministry of Finance rulings.

Banking

Bank Servicing Restrictions

Major banks like TBC only service crypto providers registered with the National Bank, often leading to stricter scrutiny of individual card top-ups.

Heads Up

P2P Transfers Trigger Freezes

Using peer-to-peer markets to fund cards or cash out is the primary cause of account holds due to aggressive anti-money laundering checks.

Regulation

No Foreign Exchange Controls

There are no significant restrictions on converting Georgian Lari to foreign currencies or moving those funds to international card providers.

Regulation

Mandatory VASP Registration Proof

New rules require all crypto services to publicly display their registration, helping users identify which platforms are legally compliant in Georgia.

Common Questions About Crypto Cards in Cyprus

1 Do I have to pay tax when I buy coffee with my crypto card in Georgia?

No. For Georgian tax residents, spending crypto is treated as a tax-exempt event. You do not owe personal income tax on the difference between what you paid for the crypto and its value when you spend it.

2 Can I link my Georgian bank account to a crypto card?

Yes, you can generally send funds to international card providers, but be prepared for questions. Georgian banks are very strict about the 'source of funds,' so keep records of your crypto purchases and earnings to avoid your account being flagged.

3 Why did my bank block my transfer to a crypto exchange?

Georgian banks often block transactions to platforms that aren't officially registered with the National Bank of Georgia. They also tend to flag high-frequency transfers or those involving peer-to-peer (P2P) marketplaces because they view them as high-risk for money laundering.

4 Is there a limit on how much crypto I can spend per day?

There is no specific legal limit set by the Georgian government for retail crypto spending. Any limits you encounter will be set by your specific card provider or triggered by your bank's internal fraud and risk monitoring systems.

5 Does the 0% tax rule apply to everyone living in Georgia?

The 0% tax rate only applies if you are a legal tax resident of Georgia. If you are just visiting or are still considered a tax resident of another country, you may still owe taxes to your home country on every transaction you make.

Country-specific information last researched on February 15, 2026 . Regulations and policies can change — always verify with your card provider and local tax authority.

Top-Rated Cards in Cyprus

Top-Rated Card Details

Ether.Fi Cash Card

4.6⭐

Ether.fi Cash is a non-custodial Visa credit card for DeFi users seeking spending power without selling crypto.

Ready Card

4.6⭐

The Ready Metal Card is a premium self-custodial Mastercard debit card for spending crypto while retaining asset control. Crypto stays in your wallet until each payment, ensuring complete financial autonomy.

Kolo Card

4.1⭐

Kolo Card is a crypto debit card that lets users spend cryptocurrencies, including memecoins, at merchants worldwide that accept Visa or Mastercard. Designed for crypto enthusiasts, it features automatic real-time crypto-to-fiat conversion for everyday purchases.

PAYY Card

4⭐

PAYY Card is a crypto-enabled Visa credit card that lets users spend stablecoins (USDC) directly at merchants while maintaining privacy through zero-knowledge proofs on the Payy Network blockchain. The self-custodial model gives users full control of their funds via the PAYY Wallet app.

Gnosis Pay Card

4⭐

The Gnosis Pay Card is a self-custodial Visa debit card that connects directly to a Safe Smart Account on the Gnosis Chain blockchain. Users maintain complete control of their crypto assets while spending at any Visa-accepting merchant worldwide.

COCA Card

3.9⭐

COCA Card is a prepaid Mastercard offering high crypto cashback rewards and global spending flexibility. Issued via Wirex on the Mastercard network, it supports multiple stablecoins and requires pre-loading with funds converted to EUR.